If you want your financial life to be better in 2014, consider acting on some of these New Year's resolutions: Don't buy something on credit unless you know how and when you're going to pay it off.
http://www.cleveland.com/business/index.ssf/2013/12/tips_for_a_better_financial_li.html
http://www.cleveland.com/business/index.ssf/2013/12/tips_for_a_better_financial_li.html
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